Insurance & Billing

In-Office Savings Plan

What is our Assurance Plan?

Benefits Per Membership Year:

  • 2 Standard cleanings
  • 2 Periodic Exams
  • 2 Cancer screenings
  • 2 Fluoride treatments (adults and children)
  • 4 Bitewing X-rays, plus 3 additional anterior X-rays
  • 50% off Panorex, Full Mouth Series, CT Scan and all additional x-rays 10% off Benefit Procedures Listed Below (discount forfeited if paid with Care Credit or Wells Fargo Health A)
  • 50% off Bleaching Trays (refills not included)

10% Off Benefit Procedures Listed Below:

  • Dental Sealants
  • Additional Standard Cleanings Per Year
  • Periodontal Treatment, including surgery
  • Fillings & Core Build-ups
  • Oral Surgery
  • Root Canals
  • One-visit Cerec Crowns
  • Standard Crowns, Bridges, or Onlays
  • Veneers
  • Dentures & Partials
  • In-Office Whitening & Take-Home Whitening
  • 1 Free Bleach touch up kit per quarter
  • Nightguards
  • Same Day Appointments for Emergencies (during office hours)

Periodontal Adult Plan Benefits: Include Basic Plan Benefits above plus:

  • 3 Perio cleanings replace the 2 standard cleanings
  • 25% discount on any additional needed periodontal cleanings
  • 7 Bitewings X-rays place the 4 Bitewing X-rays fee

This program is a Membership Discount Plan and is NOT DENTAL INSURANCE.

Benefits expire at the end of the 12 month membership year and will be renewed upon receipt of the next year’s annual membership.

  • PAYMENT for dental services are due the day of service.

Benefits may not be used in conjunction with a dental insurance plan, discounts, coupons or interest free financing programs (ie. Care Credit, Wells Fargo, etc.)

Membership fees are non-refundable and non-negotiable

  • Any unused annual benefits will be forfeited.

This membership cannot be used in conjunction with any third party liability insurance (home, auto, workers compensation.)

Membership benefits are valid for use ONLY AT ZSAMBEKY, CHANEY AND ASSOCIATES FAMILY DENTISTRY. Benefits are non-transferable and may not be applied to services provided by any other healthcare professional or facility.


Our office staff is always available to help you with insurance claims and paperwork. We’ll work with your insurance provider and make sure you understand your insurance benefits.

Affordable Payment Plans

Your smile is yours forever, and we want to make it as easy as possible for you to receive the best care whenever you need it.
Our practice accepts most major credit cards and insurance plans; plus, we offer affordable third-party financing options through CareCredit. With third-party financing, you can:

  • Start treatment immediately
  • Enjoy low monthly payments
  • Finance up to 100% of the treatment cost
  • Choose between several payment options
  • Pay no annual fees

Please let us know if you have any questions about your insurance coverage or payment options, and let us know how we can help to make your entire dental experience a pleasant one.